Make finance clear.
Put AI to work.
Ten years in financial content and operations. I write about money, markets, and AI that survives contact with real work.
No stock tips. No anxiety for sale.
Latest Writing
AI Ate My Brain: Why More AI Can Make Us Feel Less Capable
When we delegate work to AI, we may also delegate the mental friction that used to train our judgment. The real question is which parts of thinking we should keep.
Kimi K3 and GLM-5.2 Are Rising. Should You Switch Your Primary Model?
Chinese models are now globally competitive. Instead of chasing leaderboards, run a three-day test using the tasks that actually matter to you.
I Asked AI Why the Market Fell Today. It Invented the Answer Twice.
Both answers sounded convincing. Neither matched the day in question. The deeper problem was not just hallucination—it was using the wrong tool for time-sensitive facts.
Two Editorial Tracks
Make Money Clear
Explain rates, products, and market mechanisms without chasing the emotion of the day.
Put AI to Work
Test new models against real work: what they can do, how to use them, and where they fail.
More Writing
The Most Important Shift at WAIC Was Not Robots, but “AI Colleagues”
AI is moving from chat to execution: taking tasks, using tools, and delivering results. What does that change for ordinary knowledge workers?
I Turned Years of Scattered Notes Back into Digital Assets
Old notes are not useful merely because they still exist. I recovered, repaired, and reorganized mine into a local library I can actually search and reuse.
Why Can a Bond Fund Lose Money?
A bond fund may look conservative and still fall. One seasoned bond is enough to explain how changing interest rates flow through to returns.
Selected Work
Second Brain · Finance × AI Knowledge Network
A searchable, reusable system that connects sources, concepts, mechanisms, and personal judgment—instead of becoming another bookmark folder.
Lian Video Studio · AI Content Pipeline
A repeatable path from a structured episode brief to video, cover, captions, platform copy, and a verifiable release package.
About & Follow
I’m William Zhang
Creator of “Lian Talks Money & AI.”
I have spent ten years in financial content and operations. This site is where I publish explanations, AI experiments, and the systems behind the work.
Lian Talks Money & AI
Scan in WeChat, or email me at[email protected].